Credit Cards

Regions Life Visa® Credit Card full review

A complete guide on the Regions Life Visa® Credit Card! Pay no hidden fees! Keep reading and see what other benefits this card offers!

Advertisement

Regions Life Visa® Credit Card: 0% intro APR for 15 months

Regions Life credit card
Regions Life Visa® Credit Card full review! Source: Stealth Capitalist

Are you planning your next vacation, tackling everyday household expenses, or just want to save money? Then our Regions Life Visa® Credit Card review offers a great option for you!

Regions logo

Applying for the Regions Life Visa® Credit Card

Wondering how to apply for the Regions Life Visa® Credit Card? We'll show you how! Enjoy 0% intro APR for 15 months and more!

With no annual fee charged, this card could be a great fit for any type of consumer looking to get more out of their spending. Read on to discover how you may benefit from this credit card!

  • Credit Score: Excellent (more than 850);
  • Annual Fee: $0;
  • Regular APR: 0% APR for 15 months from the account opening date. 16.24% ‐ 26.24% variable APR after (terms apply);
  • Welcome bonus: N/A;
  • Rewards: N/A.

How does the Regions Life Visa® Credit Card work?

This Regions Life Visa® Credit Card review brings you the main points about this card option. It is ideal for people with excellent credit scores. Therefore, they have slightly reduced APR rates.

You’ll have a 0% APR for the first 15 months from account opening. Plus, you won’t pay annual or monthly fees! In addition, you have some benefits like Visa Zero Liability Policy.

However, if you want to make a cash advance, you’ll have to pay $10 or 4% of the amount, whichever is greater! Additionally, this card charges a $39 late payment fee.

Regions Life Visa® Credit Card pros and cons

technology, shopping, banking, home and lifestyle concept - close up of man with laptop computer and credit card at home.
Compare Regions Life Visa® Credit Card pros and cons. Source: Adobe Stock

The Regions Life Visa® Credit Card is an option designed for those with a good credit score. In this sense, you will have access to a card with several benefits! But if you’re looking for cashback, this is not an option!

Furthermore, you’ll find a few fees associated with transactions. Check out the pros and cons of this card before deciding.

Pros

  • 0% intro APR for 15 months;
  • Relatively low APR after intro period;
  • No annual or monthly fee;
  • No foreign transaction fee;
  • Visa Zero Liability Policy;
  • Customize how, when, and where your card is used with Regions LockIt.

Cons

  • Cash advance fee of $10 or 4%, whichever is greater;
  • This card offers no rewards;
  • A balance transfer fee of $10 or 4%, whichever is greater.

Does my credit score need to be good?

You need an excellent credit score to apply for the Regions Life Visa® Credit Card. You must have a record of 850 points or more to be eligible.

However, you will have lower APR rates with a higher score. Therefore, you will pay less for the annual maintenance of the card than in other companies.

Want to apply for the Regions Life Visa® Credit Card?

Regions Life Visa® Credit Card may be ideal for you. After all, its features will help you make the most of your spending. Do you want to know how to apply? Then check out our article below that explains it better!

Regions logo

Applying for the Regions Life Visa® Credit Card

Wondering how to apply for the Regions Life Visa® Credit Card? We'll show you how! Enjoy 0% intro APR for 15 months and more!

Trending Topics

content

ELFI Student Loan review: is it worth it?

Read our ELFI Student Loan review and find out if it is worth it. Up to 100% coverage and flexible rates! Stick around and learn more.

Keep Reading
content

Opening a Qtrade Investing account: learn how!

With the Qtrade Investing account you have access to all the major North American markets, being able to trade stocks, ETFs, bonds, and more.

Keep Reading
content

Applying for the Sable Account: learn how!

This is a quick step-by-step guide with all the information you need to open your Sable Account today in just a few minutes!

Keep Reading

You may also like

content

Applying for the Regions Cash Rewards Visa® Credit Card: learn how!

Learn how to apply for the Regions Cash Rewards Visa® Credit Card. 1.5% cash back on purchases and no annual fee!

Keep Reading
content

Up to 25K: OnPoint Community Credit Union Personal Loan review

Achieve your financial goals! Read our OnPoint Community Credit Union Personal Loan review and learn how to get up to $25,000 quickly!

Keep Reading
content

Up to $5K easily: CreditFresh Line of Credit review

Looking for a reliable line of credit option? Check out our CreditFresh Line of Credit review for all the details you need to know.

Keep Reading