Credit Cards

Truist Future Credit Card full review: 0% APR for the first 15 months

Get all the details on the Truist Future Credit Card. Pay $0 foreign transaction fee and much more! Stick with us and learn everything you need!

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Pay no annual fee and enjoy Visa® Zero Liability Protection!

Truist Future Credit Card
Truist Future Credit Card full review. Source: Stealth Capitalist

If you’re looking for a simple, easy-to-use credit card with no annual fee, the Truist Future Credit Card of this review is worth considering.

card

Credit Card

Truist Future

Online Fast process

0% APR on purchases and balance transfers for 15 months! $0 annual fee!

You will be redirected to another website

In this comprehensive review, we’ll cover every detail you need about the Truist Future Credit Card and determine if it’s right for your needs. Learn more!

  • Credit Score: Fair – Good;
  • Annual Fee: $0;
  • Regular APR: 15 months introductory APR of 0%. 16.99% – 25.99% – variable APR after;
  • Welcome bonus: N/A;
  • Rewards: None.

How does the Truist Future Credit Card work?

Truist Future Credit Card is an excellent option for anyone who wants to move their balance to a new card without incurring extra fees.

With this card, both purchase and balance transfer APRs are competitive. After all, you can have 0% APR for up to 15 months.

Plus, there are no annual or foreign transaction fees. This is great news for people who travel often or maintain multiple credit cards.

Furthermore, Truist Future Credit Card is worth your consideration if you’re in the market for an affordable credit card with competitive rates and no additional fees!

Truist Future Credit Card pros and cons

Young woman over isolated blue background with phone in victory position
Truist Future Credit Card pros and cons. Source: Adobe Stock

Truist Future Credit Card is a popular option for those looking to manage their finances effectively.

However, it also has some drawbacks too. Despite these issues, Truist Future Credit Card still provides an excellent way for high limits and staying atop their financial goals.

It’s a great choice for those who are willing to take the time to carefully read Truist’s terms and conditions before signing up for the card. Check out the pros and cons.

Pros

  • 0% introductory APR on purchases and balance transfers for the first 15 months;
  • No foreign transaction and annual fees;
  • APR rates are relatively lower than other options;
  • Visa® Zero Liability protection against unauthorized use;
  • Contactless payments.

Cons

  • 3% balance transfer fee;
  • Offers no rewards or welcome bonuses.

Does my credit score need to be good?

The Truist Future Credit Card featured in the review requires an excellent credit score to apply. In that sense, you must have more than 750 scores to request this option.

Thus, the higher the credit score, the lower the interest rates. So, this is your option if you want high limits and a high credit score.

Want to apply for the Truist Future Credit Card?

Are you looking for a way to finance life’s unexpected expenses or simply save on everyday purchases? So, discover how to apply for Truist Future Credit Card.

card

Credit Card

Truist Future

Online Fast process

0% APR on purchases and balance transfers for 15 months! $0 annual fee!

You will be redirected to another website

Read on to discover how the application process for this credit card works. We’ve made it simple for you! Let’s go!

Apply online

Applying for the Truist Future is a simple process. All you need to do is visit the credit card’s website and complete an online application form.

This form will require general financial information, such as your Social Security Number, address, and annual income.

Once you have completed the form, take some time to double-check that all the entered information is accurate and then submit your application.

Doing this should provide you with a quick response on whether or not you are approved for the card.

Requirements

Young man wears red t-shirt hold in hand use mobile cell phone sit on blue sofa couch stay at home hotel flat rest relax spend free spare time in living room indoors grey wall. People lounge concept.
Learn the requirements to qualify for this card. Source: Adobe Stock

To apply for this credit card, you need some minimum requirements:

  • Be 18 years of age or older;
  • Be an American citizen;
  • Have a valid social security number;
  • Credit score greater than or equal to 750;
  • Record of bank transactions in recent years.

Apply using the app

Applying for the Truist Future Credit Card is not difficult. However, you need to go through the entire process through the online form on the official website.

After all, there is no mobile app available to request this option. Therefore, follow the same steps as applying online and ensure you meet the requirements before applying.

Truist Future Credit Card vs. PREMIER Bankcard® Mastercard® 

The Truist Future Credit Card is a great choice for those looking for a low-interest rate. Offering a competitive APR, and no annual fee, it stands out from the competition.

On the other hand, if you have lower credit, consider signing up instead for the PREMIER Bankcard® Mastercard®.

Both cards offer reliable customer service should any questions or issues arise during your card usage. See the comparison!

Truist Future Credit Card

  • Credit Score: Fair – Good;
  • Annual Fee: $0;
  • Regular APR: 15 months introductory APR of 0%. 16.99% – 25.99%. – variable APR after;
  • Welcome bonus: N/A;
  • Rewards: None.

PREMIER Bankcard® Mastercard® 

  • Credit Score: Qualify with a low score (at least 500);
  • Annual Fee: $50 to $125 based on creditworthiness;
  • Regular APR: 36% variable APR;
  • Welcome bonus: N/A;
  • Rewards: N/A.

The PREMIER Bankcard® Mastercard® is an alternative that you can consider. See below how to apply for this card!

Premier logo

Apply for the PREMIER Bankcard® Mastercard® Card.

Need to build credit and improve your score? PREMIER Bankcard® Mastercard® Card can help! See how to apply for this simple option.

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