There are many cash back cards out there for anyone looking for rewards on their spending. But, how many options give you the power to choose your bonus categories? In this U.S. Bank Cash+™ Visa Signature® card review, we’ll introduce you to one of the top choices in that segment. 

This card stands out among competitors because not only it’ll give you a 5% cash back value, it’ll let you choose up to 2 categories each quarter to earn that top rate too. Plus, you get to choose an extra everyday category to earn unlimited 2% cash back as well! All of that with a $0 annual fee.

So, are you ready to learn more about the U.S. Bank Cash+™ Visa Signature®? Keep reading and find out if this is the credit card you’ve been looking for!

The U.S. Bank Cash+™ Visa Signature® has a broad acceptance overseas and is the ideal companion for anyone looking for an easy-to-use everyday card. There is no annual fee, and U.S. Bank offers a 0% intro APR for 15 billing cycles on card balances and eligible purchases. 

As rewards go, this card has it all. You get a $200 sign-up bonus after spending $1000 within 120 days of card membership. You can customize and earn up to $2000 in two categories of your choice among 12 options. Plus, you get 2% cash back for an everyday category, such as gas or dining. 

The flexible rewards redemptions are even more significant if you bank with U.S. because you can have all the cash back you’ve earned deposited directly into your account other than statement credits or a rewards card. 

Though the U.S. Bank Cash+™ Visa Signature® has a complex rewards system, you can maximize your bonus points with frequent use. For travelers, it provides a 5% cash back with bookings made through U.S.’s Rewards Travel Center. However, beware of the foreign transaction fee, as it can charge up to 3% in purchases made abroad. 

Like every other credit product in the market, the U.S. Bank Cash+™ Visa Signature® has many advantages and a few setbacks. Keep reading to see what they are. 

Yes. Since it’s a cash back card from a well-known financial institution, you need a credit score between good and excellent to get this card. That means your FICO score should be somewhere between 690 and 850 to improve your approval rate. 

Now you’ve read our U.S. Bank Cash+™ Visa Signature® card review and saw what it could do for you. If you’re interested in applying for the card, follow the link below for the application process, which is easy and can be done in as little as 60 seconds.