The decision to apply for a loan or a credit card depends on your financial needs. Credit cards often have a lower limit, especially if you have a low credit score. Furthermore, asking for a cash advance on your credit card can cost more than asking for a loan.

Yes, with Merrick Bank’s gomobile you can stay up to date with all the details of your loan, you can check your balance and make payments, managing your account on the go, in a simple and efficient way.

No, Merrick Bank does not work with this type of loan. Terms for a personal loan can be as long as 36 months, depending on the amount of your loan. But you can also opt for a Merrick Bank credit card, with the Mastercard brand, to have quick access to smaller lines of credit.

Yes you can! Merrick Bank has a pre-qualification process so you can avoid a hard inquiry on your credit score. If you like the proposal and Merrick Bank considers you suitable, you can complete the process and obtain the amount you need to resolve your financial emergency.