Credit Cards

Applying for the Petal 1 Visa card: learn how!

Ready to get a credit card fast and easy? Here is what you can expect when you apply for the Petal 1 Visa card.


by Danilo Pereira

05/05/2022 | Updated on 08/03/2022

Petal 1 Visa Card: No annual fee and low credit requirements.

Petal 1 Visa credit card logo
Learn how to apply for this card. Source: Stealth Capitalist.

If you are here it means you are looking to get your hands on the Petal 1 Visa card. Well, look no more. We have prepared a breakdown of the application process to help you get prepared before you apply. Everything is done online, so that’s already solved because, well, you are online. So let’s take care of the next steps.


Credit Card

Petal 1 Visa

cash back no annual fee

Poor credit? No problem. Plus, $0 annual fee.

You will be redirected to another website


Apply Online

On Petal’s website, click the “See Card Offers” right in the middle of the page. The website will take you to another page where it will evaluate if you qualify for the Petal 1 Visa card, the Petal 2 Visa card, or both. On this page you must enter your email, first and last names, date of birth, phone number and Social Security number. Don’t forget to check the box to confirm you agree with the terms of the issuer.

The application starts with a pre-approval process which takes just a few minutes. This process is not a hard inquiry and does not affect your credit score. You may be approved for only one Petal card or both. In case you are approved for both, you can’t really apply for both. You must apply for only one of them.

Once you have completed submitting your application, you should receive an email from Petal letting you know whether you have been approved or not. If you have been approved, the card should arrive in your mailbox within 6 to 10 business days. If you are not approved, however, you won’t be able to submit another application. You will also receive an email where the issuer explains how they have reached their decision.

While you wait for your card to arrive, take the time to set up your Petal account using the prompt you should have received in your email by now. Once your card arrives, activate it, and you are good to go!

Petal 1 Visa vs. Surge Secured Mastercard 

Two cards
Which one is best for you? Source: Adobe Stock

It’s nice to look at other offers available on the market for comparison. We have selected a card with a similar appeal, and the table below compares them to help you put things into perspective.

Petal 1 Visa cardSurge Secured Mastercard
Credit ScoreBadBad
Annual Fee$0$69
Regular APR22.24% – 31.74% Variable APR19.99% Variable
Welcome bonusN/AN/A
RewardsUp to 10% cash back on select merchants1% cash back on all purchases
Surge logo

How to get the Surge Secured Mastercard

An easy-to-follow guide for you to get your card today!

About the author  /  Danilo Pereira

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