Regions Bank’s Regions Explore Visa® Credit Card is a great option for those seeking to build credit with on-time payments and regular reporting. The lack of a foreign transaction fee and the possibility of an upgrade to an unsecured credit card account are the top-selling points.

Regions Bank offers the Regions Explore Visa® Credit Card, which can be applied for online. You will need to meet the minimum requirements of being 18 years of age or older and having a valid social security number. You will also need your address and some other financial details. There is an initial deposit of $250 required to open your account. Once your account is open, it is important to use it responsibly so that agencies will report positively on your behavior.

Regions Explore Visa® Credit Card features a Regular Purchase APR of 26.74% variable based on the Prime Rate, a Balance Transfer APR of 26.74% variable based on the Prime Rate, and a Cash Advance APR of 28.74% variable based on the Prime Rate. There is no annual fee for this card. In addition, there is a Late Payment Penalty Fee of up to $39 and a minimum deposit required of $250. Regions Explore Visa® Credit Card is a great option for those who are looking for a credit card with no annual fee and competitive APRs.