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Total Visa® Card, no monthly fees for the first year and build your credit score!

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Is rebuilding credit a problem for you? The Total Visa® Card will help you recover your credit score. It does not require a good credit score to apply and has reasonable fees associated with it. In addition, you have a monthly report on the good use of credit for the main agencies in the country.

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The Total Visa® Card can be the ideal option to improve your credit. It has some interesting benefits that can bring you reasonable credit. See the main ones!

No need for a good credit score;
Helps to rebuild credit;
Has reasonable fees;
Quick and practical application.

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Unsecured? Yes, the Total Visa® doesn’t require a security deposit. This will certainly be considered as an advantage for someone who is not willing to make an upfront deposit in order to use a credit card. But it comes with a high Annual Percentage Rate (APR) and annual fee, so if you’re looking for a low-interest credit card, you should take a look at secured options.

Total Visa® offers a simple 1% cash back on all eligible purchases. This is not usual for credit cards designed for people with poor credit scores. You can have a taste of using a rewards credit card! But be aware of redemption thresholds and exclusions.

Late payments can be costly, with fees up to $35 and potential interest rate increases. Pay on time to avoid these charges. The best way to use a credit card is to treat it like a debit card. You can use it and pay your balance at the same time to avoid late fees and interest accumulation.

Total Visa® offers zero liability protection for unauthorized transactions and provides free credit monitoring powered by TransUnion®.

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