Credit Cards

R.I.A. Federal Credit Union Mastercard® Classic Card review

Upgrade your spending experience! The R.I.A. Federal Credit Union Mastercard® Classic charges no annual, balance transfer, or cash advance fees! Read on!

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Note: Some information in this post might be outdated. For the most current documentation and updates, please refer to the product’s original page.

Enjoy a credit line of up to $30,000!

R.I.A. Federal Credit Union Mastercard® Classic Card
Read our R.I.A. Federal Credit Union Mastercard® Classic Card review! Source: R.I.A. Federal Credit Union

Are you looking for a credit card with no extra fees? Then look no further than our R.I.A. Federal Credit Union Mastercard® Classic Card review!

card

Credit Card

R.I.A. Federal Classic

low interest no annual fee

No annual fee. Apply with fair score!

You will be redirected to another website

We’ll explain all there is to know about this credit card and why it might be a good option to help you make the most of your spending! So keep reading and learn more!

  • Credit Score: Fair credit score;
  • Annual Fee: $0 annual fee;
  • Purchase APR: 13.25% variable APR;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: None;
  • Rewards: There is no reward program.

How does theR.I.A. Federal Credit Union Mastercard® Classic Card work?

The time has come if you’ve never heard about the R.I.A. Federal Credit Union! In fact, it is a member-owned cooperative that aims to support its member’s financial needs.

And when it comes to providing excellent credit solutions, it has got you! For example, the R.I.A. Federal Credit Union Mastercard® Classic Card is an excellent option!

This card charges no annual, balance transfer, or cash advance fees! This way, you can rest assured you’ll save your hard-earned money!

In addition, cardholders can rely on technology to ensure safety and convenience. For example, they can easily use Apple, Android, and Samsung Pay!

Also, they can count on RIAFCU Mobile Banking, which will help them manage their accounts, make payments, and much more! So why not enjoy what this card offers?

R.I.A. Federal Credit Union Mastercard® Classic Card pros and cons

Indeed, the R.I.A. Federal Credit Union Mastercard® Classic Card brings some excellent features to those who want to hold balance!

In addition, it offers a credit line of up to $30,000, which is a great resource if you want to make a larger purchase! And all this comes with no annual fee!

But is the R.I.A. Federal Credit Union Mastercard® Classic the right credit card option for you? Well, only you can answer that question!

So below, review the R.I.A. Federal Credit Union Mastercard® Classic advantages and disadvantages so you can make a more informed decision! Let’s get started!

Pros

  • This card brings a lower interest rate;
  • There is no annual fee;
  • No balance transfer fees;
  • No cash advance fees;
  • Enjoy the latest payment technologies – Apple, Android, and Samsung Pay;
  • Enjoy a credit line of up to $30,000.

Cons

  • This card has no further information about its costs on its website.

Does my credit score need to be good?

Since the R.I.A. Federal Credit Union Mastercard® Classic Card won’t bring extra rewards or a welcome bonus, it has no strict credit score requirement!

As a result, you might qualify for this credit card with fair credit. They will also consider other factors, such as income, so beware of all of them before applying.

Want to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card?

Cheerful young woman holding a credit card and a smartphone in a studio
Check out the pros and cons! Source: Adobe Stock

Are you ready to take your spending to the next level? Then keep reading and learn how to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card today!

This card has a simple and quick process, and we’ll explain everything to you! So stay with us and find out what it takes to make the most of your spending!

Apply online

The first step to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card is accessing their official website! We’ve provided it above for convenience!

Next, the R.I.A. Federal Credit Union Mastercard® Classic Card and select the “Apply Now” red button to get started! Further, you’ll access the application form.

Firstly, you must select the closest R.I.A. Federal Credit Union branch to you, pick the card you want and select the amount of credit limit you’re looking for!

Further, you’ll have to provide your personal information, such as your name, address, and SSN. Next, provide your financial info, and attach your current pay stub!

Once you provide all the necessary information, submit your application and await the result! If approved, your card will arrive in a few days!

card

Credit Card

R.I.A. Federal Classic

low interest no annual fee

No annual fee. Apply with fair score!

You will be redirected to another website

Apply using the app

Those interested in applying for the R.I.A. Federal Credit Union Mastercard® Classic Card can only do so through their official website.

Still, you can easily apply through their mobile device; just access their website and fill out the application form as we’ve explained above.

Furthermore, once you’ve got your R.I.A. Federal Credit Union Mastercard® Classic Card, you can easily manage it through RIAFCU Mobile Banking.

It is available for Android and iOS systems. Through it, you can view your credit limit and transactions, make transfers, make payments, and more!

And if you want convenience, don’t forget to set the Apple, Google, Samsung, or Android pay. This way, you can make secure transactions with your card!

R.I.A. Federal Credit Union Mastercard® Classic Card vs. PREMIER Bankcard® Mastercard

If you don’t feel like the R.I.A. Federal Credit Union Mastercard® Classic Card is the right credit card option for you, don’t worry! We have another great credit card here!

The PREMIER Bankcard® Mastercard is the perfect tool to help you build credit while spending. To start, it accepts applicants with limited credit scores.

Also, they report their monthly payments to the major credit bureaus and provide free FICO® to help you keep track of your progress!

Plus, you can easily manage your credit card through the PREMIER Credit Card app, which allows you to make payments, view statements, and much more!

Below, compare both cards’ main features and decide the best option for your financial needs!

R.I.A. Federal Credit Union Mastercard® Classic Card

  • Credit Score: Fair credit score;
  • Annual Fee: $0 annual fee;
  • Purchase APR: 14% variable APR;
  • Cash Advance APR: Not disclosed;
  • Welcome Bonus: No annual fee;
  • Rewards: No reward program;

PREMIER Bankcard® Mastercard

  • Credit Score: Bad to fair credit;
  • Annual Fee: $50 up to $120 depending on your creditworthiness;
  • Purchase APR: 36%;
  • Cash Advance APR: 36%;
  • Welcome Bonus: There is no sign-up bonus;
  • Rewards: This card comes with no reward program.

Up next, learn how to apply for the PREMIER Bankcard® Mastercard easily! We’ve explained the whole process to help you go through a smooth application! So read!

PREMIER Bankcard® Mastercard®

Apply for the PREMIER Bankcard® Mastercard®

The PREMIER Bankcard® Mastercard® is the perfect tool to raise your credit score! Keep reading, learn how to apply, and get your credit to the top!

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